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Available in All 50 States

The Health Benefit That Pays Everyone

Cut employer healthcare costs by 20%+. Put $2,934 more in every employee's pocket. Deliver concierge-level care to your entire team. All from one AI-powered platform.

Fully insured by A-rated carriers  ·  HIPAA compliant  ·  Turnkey setup
Healthera team celebrating
Serving 200,000+ lives nationwide
Trusted by franchise groups, PE-backed companies, and growing employers
Multi-Unit Restaurants
·
PE Portfolio Companies
·
Industrial & Manufacturing
·
200,000+ Lives Enrolled

Three Winners. One Platform.

Most benefits only serve one side of the table. Healthera is built so everyone wins financially, and that alignment is what drives adoption, engagement, and retention.

🏢
For Employers
0%+
Reduction in Healthcare Spend

Fixed PEPM pricing eliminates claims volatility. Know exactly what you'll pay. No surprise bills, no unpredictable renewals. A 250-employee company saves an average of $239,265 per year.

👤
For Employees
$0
Annual Take-Home Pay Increase

On a $100K salary, employees see $122.25 more per paycheck. Not a gift card. Not wellness points. Real, recurring cash in hand through a tax-advantaged benefit structure.

🤝
For Everyone
$0
Out-of-Pocket Cost to Employees

Telemedicine, behavioral health, prescriptions, and more. All at zero cost to employees. The benefit is fully funded through the tax savings it generates.

Healthera AI Health Agent
24/7
AI-Powered Care Navigation
Powered by HealtheraOS

An AI Health Agent That Knows Your Team

HealtheraOS is a portable AI health agent that builds a personalized health journey for every member from day one. It doesn't wait for people to get sick. It anticipates needs and acts.

  • Detects symptoms through wellness check-ins and routes to the right provider instantly
  • Coordinates prescriptions, home delivery, and follow-up care automatically
  • Covers six pillars of health: purpose, sleep, movement, strength, nutrition, and social connection
  • Portable across jobs and insurers, so the benefit travels with your people
Family wellness benefits
+$122
Per Paycheck Increase
Employee Impact

Benefits That Actually Show Up in the Paycheck

Most employees can't tell you what their benefits cost or what they cover. With Healthera, the impact is impossible to miss: more money, every paycheck, starting immediately.

  • $2,934/year increase in take-home pay on a $100K salary
  • $0 copay on telemedicine, prescriptions, and behavioral health
  • Coverage extends to spouses, dependents, and even pets
  • Cash rewards for completing healthy actions and wellness milestones

Up and Running in Weeks, Not Months

Healthera layers on top of your existing benefits. No rip-and-replace, no disruption, no administrative burden on your HR team.

1

Discovery Call

We analyze your current benefits spend, headcount, and payroll structure to model your exact savings opportunity. No obligation.

2

Custom Design

Your Healthera plan is configured to your workforce: eligible participants, benefit tiers, and enrollment logistics all handled by our team.

3

Seamless Launch

Employees are enrolled and onboarded through the Healthera app. Communications, guides, and support are all provided. Turnkey from day one.

4

Ongoing Results

Your team gets 24/7 access to care. You get monthly reporting on utilization, savings, and engagement. Renewals are automatic.

Everything Your Team Needs. Nothing They Don't.

Healthera bundles the benefits employees actually use into one seamless platform, at zero out-of-pocket cost.

🩺

24/7 Telemedicine

Board-certified physicians available around the clock for urgent care, prescriptions, and follow-ups. No copay, no waiting room.

$0 Copay · 24/7/365
🧠

Behavioral Health

Licensed therapists and counselors available 24/7. Mental health support for employees and their families, whenever they need it.

Includes Family Members
💊

Prescription Drug Plan

Unlimited prescriptions at $0 copay. Over 1,100 medications on formulary, available at 80,000+ pharmacy locations nationwide.

1,100+ Medications · $0
🏥

Hospital Indemnity

Cash benefits paid directly to employees for hospital stays, surgery, ambulance transport, and critical illness events.

Up to $1,000/day
🚑

Emergency Coverage

Ground and air ambulance coverage, ER benefits, and accident protection. Fully insured by nationally rated carriers.

Fully Insured · A-Rated
🤖

AI Health Navigation

HealtheraOS proactively guides members to the right care at the right time, from symptom check to treatment to follow-up.

Anticipatory AI
🧬

DNA & Biometric Screening

Personalized health insights through genetic screening and biometric assessments, helping members understand their unique health profile.

Proactive Wellcare
😴

Sleep & Stress Programs

Evidence-based programs for sleep improvement, stress management, and smoking cessation, available on-demand through the app.

On-Demand Access
🏃

Movement & Nutrition

Personalized guidance across the six pillars of health: purpose, sleep, movement, strength, fuel, and social connection.

6-Pillar Framework
📊

Health Risk Assessments

Comprehensive evaluations that identify gaps and create personalized action plans for each member.

Personalized Plans
🎯

Life Coaching

Personal development sessions and unlimited access to wellness webinars, supporting the whole person, not just their medical needs.

Unlimited Webinars
📱

Healthera Mobile App

One app for everything: care navigation, benefit access, coaching sessions, health tracking, and rewards. iOS and Android.

iOS & Android
💵

Take-Home Pay Increase

Employees on a $100K salary see $2,934 more per year in take-home pay. A real, recurring financial benefit every paycheck.

+$122/Paycheck
🏦

Tax-Advantaged Structure

The benefit structure reduces FICA, federal, and state income tax withholding, generating savings that fund the entire program.

Self-Funding Model
🏢

Employer FICA Savings

Employers save $600 to $900 per employee per year in FICA taxes, often enough to fund the program entirely with money left over.

$600–$900/Employee
📉

Predictable Cost Model

Fixed PEPM pricing means no surprise claims, no renewal shock. Budget with confidence: your healthcare costs are locked in.

Fixed PEPM Pricing
🎁

Cash Rewards

Members earn real cash rewards for completing health activities, creating a positive feedback loop between engagement and financial benefit.

Earn While Healthy
🔒

Fully Insured Coverage

All supplemental benefits are fully insured by nationally rated carriers. No self-funded risk, no reserve requirements for employers.

A-Rated Carriers
🐾

Virtual Veterinary Care

24/7 virtual vet advice and up to 4 appointments per year for cats, dogs, horses, and more. Because pets are family too.

4 Visits/Year
🌍

Portable Across Jobs

Unlike traditional employer-tied benefits, Healthera travels with the member across jobs, insurers, and life changes.

Truly Portable
🌐

Bilingual Support

Full platform and support available in English and Spanish, ensuring every employee can access and understand their benefits.

EN + ES
📦

Turnkey Implementation

Healthera handles enrollment, communications, and onboarding. Your HR team doesn't need to lift a finger.

White-Glove Setup
📊

Employer Dashboard

Monthly reporting on utilization, engagement, and savings, giving HR and finance teams the data they need to demonstrate ROI.

Monthly Reports
🔄

Works With Your Existing Plan

Healthera layers on top of your current major medical plan. No disruption, no switching, no re-enrollment headaches.

Additive, Not Disruptive

What Employers Are Saying

From franchise operators to PE-backed companies, Healthera is delivering measurable results for employers and their teams.

★★★★★

"We were skeptical at first. Benefits that cost nothing and pay employees more? But the math is real. Our team loves it, and we're saving over $200K a year we didn't expect to have back."

FO
Franchise Operator
Multi-unit restaurant group, Southeast
★★★★★

"Our HR team spent months trying to find a benefits solution that didn't blow up our budget. Healthera solved it in one conversation. Employees were asking why we didn't do this sooner."

HR
HR Director
Industrial services company, Midwest
★★★★★

"As a portfolio company, every dollar of EBITDA matters. Healthera gave us $239K back in year one with zero disruption. It's now a standard part of our value creation playbook."

PE
Portfolio Operations Lead
Private equity firm, 50–500 employee portfolio
0+
Lives enrolled and actively benefiting from the platform
0%
Annual member retention, because employees don't want to give this up
0
States covered, available nationwide for employers of all sizes

Built for the Employers Who Need It Most

Healthera is purpose-built for mid-market employers, the companies that have been underserved by traditional insurance for decades.

Franchise organizations

Franchise Organizations

High turnover, hourly workforces, and multi-location complexity make benefits a constant headache. Healthera standardizes benefits across all locations with zero administrative burden.

5+ Locations · Hourly Workforce
PE portfolio companies

PE Portfolio Companies

Healthcare is 8 to 12% of EBITDA for most portfolio companies. Healthera turns that cost center into a competitive advantage, improving margins and strengthening the exit story.

50–500 Employees · EBITDA Impact
Industrial and manufacturing

Industrial & Manufacturing

Your workforce pays high premiums but rarely uses their benefits. Healthera delivers real value to hourly workers: cash in their pocket and care when they need it.

100–1,000 Employees · Blue Collar

See Your Savings in Real Time

Adjust the inputs below to model your organization's potential savings and employee take-home pay increase.

Number of Employees
105001,000+
Average Annual Salary
$25K$87.5K$150K
Employer FICA Savings $75,000
Healthera Platform Cost $42,000
Net Employer Savings/Year $33,000
Employee Take-Home Increase $1,173/yr
Per Paycheck Increase $45.12
Total Annual Value Created $150,300

Estimates based on typical FICA rates and Healthera's $35 PEPM platform fee. Actual results vary by workforce composition and benefit tier.

Your Team Deserves Better Benefits.
Your Business Deserves the Savings.

Schedule a 30-minute discovery call and we'll model your exact savings opportunity. No commitment, no pressure, just the numbers.